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Coronavirus Toolkit

The Clovis Economic Development (CIDC) and the Clovis/Curry County Chamber of Commerce understand businesses have been adversely affected by COVID-19. It is important for all employers to monitor the Coronavirus outbreak and implement strategies to protect their workforce while ensuring continuity of operations.

In effort to help connect employers and employees with resources during this time of great uncertainty, the Clovis/Curry County Chamber and CIDC created a Coronavirus Toolkit to be a source of information and resources to help local employers protect themselves and their employees.

For the most up-to-date information on the Coronavirus in New Mexico, please visit the State of New Mexico’s Coronavirus website. 

Business Recovery Tools


Our local Small Business Development Center (SBDC) can provide:

  • No cost business assistance, completing applications for loan assistance programs including:
    • Corvid-19 Business Loan Guarantee Program
    • Small Business Administration Disaster Loan
    • LEDA Zero Percent-Interest Loan
  • Assist with development and implantation of elements of a four-step disaster recovery plan (Prevention/Mitigation, Preparedness, Response, Recovery) and immediately prepared to assist with Response and Recovery portion of the plan as follows:
    • Develop recovery objectives, financial goals and requirements
    • Establish recovery team and resources needed to implement the plan to bring business back to normal operating levels
    • Analysis of current market conditions and determine changes that may be needed in product/service offerings
    • Analysis of current operating costs to determine if reductions can be made
    • Discovery of new technologies and processes where needed
    • Evaluation of current financial situation and needs
      • Cash flow and profit & loss forecasts and impact from disaster event
      • Options for internal and external sources of income
      • Viability of the business to get back to normal operations
      • Existing debt-financing arrangements (does structure meets current needs)
      • Current insurance coverage
      • Level of collateral, credit history and ability to repay loans

SBA Resource
Disaster Preparedness, Response, and Recovery Guide

Designed as a working guide that directs the small business owner through the steps on how to proceed pre and post-disaster. The guide can be used in conjunction with our local NMSBDC Advisors who are ready to help the small business owner walk through all of the steps or by themselves.

View the Recovery Guide
Please contact our local SBDC advisors (Patricia, Dominique and Sandra) at 575.769.4136 or


CARES Act - Paycheck Protection Program Loans

The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program (PPP), the initiative provides 100% federally guaranteed loans to small businesses.

Use the resources below to get more info about CARES and PPP Loans.

Need help applying? Go to to initiate the SBDC assistance or contact our local SBDC at 575.769.4136 or!

Economic Injury Disaster Loans

In order to help small businesses overcome the temporary loss of revenue they are experiencing, the U.S. Small Business Administration (SBA) can provide Economic Injury Disaster Loans for up to $2 million to a qualifying business that cannot access credit elsewhere. These are low interest loans that may be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact. Interest rates are 3.75% for profit, 2.75% non-profit.

For health-related questions, call 1-855-600-3453. For all other questions: 1-833-351-0518 or go to

FFCRA Payroll Tax Credit — Easing the Burden for Employers

On Friday, March 20, the U.S. Treasury, IRS, and U.S. Department of Labor announced their plans for making the paid leave provisions in the Families First Coronavirus Response Act (FFCRA) less burdensome for small businesses. Key points include:

  • To take immediate advantage of the paid leave credits, businesses can retain and access funds that they would otherwise pay to the IRS in payroll taxes. If those amounts are not sufficient to cover the cost of paid leave, employers can seek an expedited advance from the IRS by submitting a streamlined claim form that will be released next week.
  • The Department of Labor will release “simple and clear” criteria for businesses with fewer than 50 employees to apply for exemptions from the leave provisions related to school and childcare closures; and
  • There will be a 30-day non-enforcement period for businesses making a reasonable effort.

We know that for many of our members, business slowdowns related to the spread of COVID-19 have made it hard to imagine how they could bear any additional expenses. We encourage anyone with these concerns to read the linked announcement carefully.

The full announcement can be found here: Treasury, IRS, and Labor Announcement on FFCRA Implementation.


COVID-19 Business Loan Guarantee Program

The New Mexico Economic Development Department (NMEDD) has created a program to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000. Loan proceeds are flexible and can be used for (and not limited to) the following:

  • Working capital
  • Inventory
  • Payroll


  1. Borrower approaches lender
  2. Lender applies to the program here:
  3. Lender and NMEDD sign agreement
  4. Lender makes the loan
  5. NMEDD guarantees the loan in case of default

LEDA Zero-Percent Interest Loans

  • Limited to expenditures for land, building and infrastructure no interest loans
  • Can be used for lease abatement or mortgage assistance
  • Company must be a qualified entity (manufacturer, non-retail service business with more than 50% of revenue generated out of state, or a retail business in a community of less than 15,000 in population)
  • All loans will be required to provide security equal to the amount of the loan

For assistance with LEDA loans, find & contact your Regional Representative, or contact Mark Roper, or 575.562.0327

New Mexico Finance Authority: Business Loan Partnership Program

NMFA and “Partner Banks,” together, share risk while lowering the overall cost of borrowing for the business. NMFA will offer low-cost rates on its portion of the loan to a New Mexico business.

Contact, John Brooks, 1-877-ASK-NMFA, or

Displaced Workers and Employees

Benefits Through New Mexico Workforce Solutions

Unemployment Eligibility and New Filing System

On March 27, federal lawmakers passed a COVID-19 stimulus bill that will expand Unemployment Insurance (UI) benefits, referred to as Pandemic Unemployment Assistance (PUA). This will open eligibility for independent contractors, the self-employed, and gig economy workers who will soon be able to apply for PUA benefits

New Mexico Workforce Solutions has implemented a new filing system in anticipation of the surge of claims. Individuals who call the Unemployment Insurance Operations Center (1-877-664-6984) now have a designated day to call based on the last number of the applicant's Social Security Number (SSN).

The guide for calling using the last number of SSN is as follows:
0 - 3 : Monday
4 – 6 : Tuesday
7 – 9 : Wednesday
Missed your day: Thursday and Friday

How to Apply:

  • The most efficient method for filing an initial claim is online at  If you choose to call the Unemployment Insurance Operations Center (1-877-664-6984), please refer to the new call guide above.
  • There is a week long waiting period from time of application to when benefits are received
  • Maximum payment of $460 per week

Employer Layoff Avoidance: 

  • Employers, such as restaurants, should try to reduce hours for employees rather than laying off. Employee’s reduced wages can then be supplemented by unemployment benefits.
  • The state is waiving work search requirements for unemployment benefits

The video below provides an overview for employers and employees to access the State of New Mexico Unemployment fund for displaced workers:


Click Here for NM Dept. of Workforce Solutions Fact Sheet

NMEDD Webinar: The NMEDD has provided some resources through a webinar it held in conjunction with the Department of Workforce Solutions and the Department of Health. This webinar is approximately 1 hour in length.

A Guide to Find Work During the Coronavirus Pandemic

This Zippia guide has resources for how to find work online, a search of remote jobs (updated every minute), and other useful information to help Clovis workers find a way to bring in much needed income.

Go to the Zippia Guide

Useful Links

Information around this outbreak is changing rapidly.

Following are links to a variety of resources provided by the U.S. Chamber of Commerce the Centers for Disease Control and Prevention (CDC) and state and local resources to help educate employers and employees on how to prepare for and address the impacts of COVID-19.

-New Mexico Public Health Order – outlining the restrictions on gatherings and businesses.

-Public Health Order FAQ

-List of Essential Businesses – What is considered essential?

-Guidance For Employers - How to plan and respond to the Coronavirus

-Workplace Tips - Tips and resources for employers to combat the virus

-Corporate Aid Tracker - How businesses are helping nationwide

-Resilience in a Box - A toolbox to help businesses put a plan in place (created by the US Chamber Foundation in partnership with the UPS Foundation)

-More Resources - Including consolidated, business-specific guidance from the Centers for Disease Control and Prevention (CDC).

-Interim Recommendations for Facilities with Suspected/Confirmed Coronavirus Disease 2019 (CDC – 3/12/20)

-Key EPA Resources on the Coronavirus Disease

-U.S. Chamber/CDC Webinar

-An Employer Q&A, Barnes & Thornberg, LLP

-Guidance for Business from the Small Business Administration

-What's Open in New Mexico is an up-to-date list of all the restaurants and other businesses in New Mexico that are currently open to serve you.

-Albuquerque Journal Reports on the State Investment Council Fund

-Tips for Working at Home in Uncertain Times from All Business

New Mexico Department of Health Resources

COVID-19 Hotline

Public health and other experts can answer health-related questions about COVID-19. The team can also direct residents and health care providers to the right resources in their local communities and in other state government departments.

The hotline is 1-855-600-3453.

Click Here for Frequently Asked Questions

Online Tools for COVID-19 Testing and Advising Who Needs Testing

The New Mexico Department of Health launched two online tools for the public regarding COVID-19:

  1. A portal for receiving COVID-19 test results
  2. A self-screening tool to aid in determining if one needs to be tested for COVID-19.

Stay Healthy

A little planning can ensure smooth business operations and protect public health at the same time. All individuals should continue to take the following basic personal-hygiene measures to prevent the spread of the virus:

-Wash your hands often with soap and water or use hand sanitizer;
-Avoid touching your eyes, nose, or mouth with unwashed hands;
-Cover your mouth and nose with a tissue when coughing or sneezing;
-Avoid handshakes;
-Avoid contact with sick people who are sick; and
-Stay home when you are sick.

Recognize the Symptoms of COVID-19



-Difficulty Breathing


(Page Updated on March 31, 2020; 12:30)

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